/* ═══════════════════════════════════════════
   Nexoconsult — Main Stylesheet
   Colors: Navy #0D2B5E | Gold #C9A84C | White #fff
   ═══════════════════════════════════════════ */

:root {
    --navy:      #0D2B5E;
    --navy-dark: #081B3A;
    --navy-mid:  #1A4080;
    --gold:      #C9A84C;
    --gold-dark: #A8862A;
    --gold-light:#F0D080;
    --text:      #1A1A2E;
    --text-light:#6B7280;
    --bg-light:  #F4F6FB;
    --white:     #FFFFFF;
    --success:   #28a745;
    --danger:    #dc3545;
    --border:    #E2E8F0;
    --shadow:    0 4px 20px rgba(13,43,94,0.12);
    --shadow-sm: 0 2px 8px rgba(13,43,94,0.08);
    --radius:    10px;
    --radius-lg: 16px;
}

/* ── RESET & BASE ───────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; }

body {
    font-family: 'Segoe UI', system-ui, -apple-system, sans-serif;
    font-size: 16px;
    line-height: 1.7;
    color: var(--text);
    margin: 0;
    padding: 0;
    background: var(--white);
}

h1,h2,h3,h4,h5,h6 {
    font-weight: 700;
    line-height: 1.25;
    color: var(--navy);
    margin-bottom: .75rem;
}

h1 { font-size: clamp(1.8rem, 4vw, 2.8rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2.2rem); }
h3 { font-size: 1.35rem; }
h4 { font-size: 1.1rem; }

p { margin-bottom: 1rem; }

a { color: var(--navy-mid); text-decoration: none; transition: color .2s; }
a:hover { color: var(--gold); }

img { max-width: 100%; height: auto; }

/* ── TOP BAR ────────────────────────────────────── */
.top-bar {
    background: var(--navy-dark);
    color: rgba(255,255,255,.8);
    font-size: .8rem;
    padding: .4rem 0;
}

.top-bar-link {
    color: rgba(255,255,255,.85);
}
.top-bar-link:hover { color: var(--gold-light); }

.top-bar-divider {
    margin: 0 .6rem;
    opacity: .4;
}

.top-bar-lang {
    display: inline-block;
    color: rgba(255,255,255,.7);
    margin: 0 .2rem;
    font-weight: 600;
    letter-spacing: .05em;
    padding: .1rem .3rem;
    border-radius: 3px;
    transition: all .2s;
}
.top-bar-lang:hover,
.top-bar-lang.active {
    color: var(--gold-light);
    background: rgba(201,168,76,.2);
}

.top-bar-usp {
    color: var(--gold-light);
    font-weight: 500;
}

@media (max-width:767px) {
    .top-bar-right { display: none; }
}

/* ── HEADER / NAV ───────────────────────────────── */
.site-header {
    background: var(--white);
    box-shadow: 0 2px 12px rgba(13,43,94,.1);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.navbar { padding: .75rem 0; }

.navbar-brand img { height: 52px; width: auto; }

.navbar-nav .nav-link {
    font-weight: 600;
    font-size: .95rem;
    color: var(--navy) !important;
    padding: .45rem .9rem !important;
    border-radius: 6px;
    transition: all .2s;
}
.navbar-nav .nav-link:hover {
    color: var(--gold) !important;
    background: var(--bg-light);
}

.btn-nav-cta {
    background: var(--gold) !important;
    color: var(--navy) !important;
    margin-left: .5rem;
}
.btn-nav-cta:hover {
    background: var(--gold-dark) !important;
    color: var(--white) !important;
}

/* ── BREADCRUMB ─────────────────────────────────── */
.breadcrumb-bar {
    background: var(--bg-light);
    border-bottom: 1px solid var(--border);
    padding: .5rem 0;
}
.breadcrumb {
    background: transparent;
    padding: 0;
    margin: 0;
    font-size: .85rem;
}
.breadcrumb-item + .breadcrumb-item::before {
    content: "›";
    color: var(--gold);
}
.breadcrumb-item a { color: var(--navy-mid); }
.breadcrumb-item.active { color: var(--text-light); }

/* ── HERO ───────────────────────────────────────── */
.hero {
    background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy-mid) 60%, #2563A8 100%);
    color: var(--white);
    padding: 80px 0 70px;
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background: url('../images/hero-pattern.svg') center/cover no-repeat;
    opacity: .06;
}

.hero h1 { color: var(--white); margin-bottom: 1.2rem; }
.hero .lead { color: rgba(255,255,255,.88); font-size: 1.15rem; margin-bottom: 2rem; }
.hero strong { color: var(--gold-light); }

.hero-img {
    border-radius: var(--radius-lg);
    box-shadow: 0 20px 50px rgba(0,0,0,.3);
}

.btn-hero {
    display: inline-block;
    background: var(--gold);
    color: var(--navy-dark);
    font-weight: 700;
    font-size: 1rem;
    padding: .85rem 2rem;
    border-radius: 50px;
    border: 2px solid var(--gold);
    transition: all .3s;
    margin-right: 1rem;
    margin-bottom: .75rem;
}
.btn-hero:hover {
    background: var(--gold-dark);
    border-color: var(--gold-dark);
    color: var(--white);
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(201,168,76,.4);
}

.btn-hero-outline {
    display: inline-block;
    background: transparent;
    color: var(--white);
    font-weight: 600;
    font-size: 1rem;
    padding: .83rem 2rem;
    border-radius: 50px;
    border: 2px solid rgba(255,255,255,.6);
    transition: all .3s;
    margin-bottom: .75rem;
}
.btn-hero-outline:hover {
    border-color: var(--white);
    background: rgba(255,255,255,.1);
    color: var(--white);
}

/* Hero badges */
.hero-badges { margin-top: 2rem; display: flex; flex-wrap: wrap; gap: .75rem; }
.hero-badge {
    background: rgba(255,255,255,.12);
    border: 1px solid rgba(255,255,255,.25);
    border-radius: 50px;
    padding: .35rem 1rem;
    font-size: .85rem;
    color: rgba(255,255,255,.9);
}
.hero-badge i { color: var(--gold-light); margin-right: .4rem; }

/* ── USP STRIP ──────────────────────────────────── */
.usp-strip {
    background: var(--bg-light);
    border-bottom: 2px solid var(--border);
    padding: 2.5rem 0;
}

.usp-card {
    text-align: center;
    padding: 1.5rem 1rem;
}

.usp-icon {
    width: 64px;
    height: 64px;
    background: linear-gradient(135deg, var(--navy), var(--navy-mid));
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1rem;
    font-size: 1.5rem;
    color: var(--gold-light);
    box-shadow: var(--shadow-sm);
}

.usp-card h4 { color: var(--navy); font-size: 1.05rem; }
.usp-card p { color: var(--text-light); font-size: .9rem; margin: 0; }

/* Highlight Russian support */
.usp-card.usp-highlight {
    background: linear-gradient(135deg, var(--navy-dark), var(--navy-mid));
    border-radius: var(--radius-lg);
    color: var(--white);
}
.usp-card.usp-highlight h4 { color: var(--gold-light); }
.usp-card.usp-highlight p { color: rgba(255,255,255,.8); }
.usp-card.usp-highlight .usp-icon {
    background: rgba(201,168,76,.2);
    border: 2px solid var(--gold);
}

/* ── SECTION BASE ───────────────────────────────── */
section { padding: 70px 0; }

.section-title {
    font-size: clamp(1.6rem, 3vw, 2.2rem);
    color: var(--navy);
    margin-bottom: .5rem;
}
.section-sub {
    color: var(--text-light);
    font-size: 1.05rem;
    max-width: 640px;
    margin: 0 auto 2.5rem;
}
.section-divider {
    width: 60px;
    height: 4px;
    background: var(--gold);
    border-radius: 2px;
    margin: .75rem auto 1.5rem;
}

/* ── SERVICES ───────────────────────────────────── */
.services-section { background: var(--white); }

.service-card {
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 2rem 1.5rem;
    height: 100%;
    transition: all .3s;
    background: var(--white);
    position: relative;
    overflow: hidden;
}
.service-card::after {
    content: '';
    position: absolute;
    bottom: 0; left: 0; right: 0;
    height: 4px;
    background: var(--gold);
    transform: scaleX(0);
    transition: transform .3s;
}
.service-card:hover {
    box-shadow: var(--shadow);
    transform: translateY(-4px);
    border-color: var(--gold);
}
.service-card:hover::after { transform: scaleX(1); }

.service-icon {
    width: 56px;
    height: 56px;
    background: var(--bg-light);
    border-radius: var(--radius);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 1.4rem;
    color: var(--navy);
    margin-bottom: 1.25rem;
    transition: all .3s;
}
.service-card:hover .service-icon {
    background: var(--navy);
    color: var(--gold-light);
}

.service-card h3 { font-size: 1.15rem; color: var(--navy); margin-bottom: .5rem; }
.service-card p  { font-size: .9rem; color: var(--text-light); margin-bottom: 1rem; }
.service-link    { font-size: .9rem; font-weight: 600; color: var(--navy-mid); }
.service-link:hover { color: var(--gold); }

/* ── PRICING / PLANS ────────────────────────────── */
.pricing-section { background: var(--bg-light); }

.plan-card {
    border: 2px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 2.5rem 2rem;
    background: var(--white);
    text-align: center;
    position: relative;
    transition: all .3s;
    height: 100%;
}
.plan-card:hover {
    box-shadow: var(--shadow);
    transform: translateY(-4px);
}

.plan-card.plan-featured {
    border-color: var(--gold);
    background: linear-gradient(180deg, var(--navy-dark) 0%, var(--navy) 100%);
    color: var(--white);
    transform: scale(1.04);
    z-index: 2;
}
.plan-card.plan-featured:hover { transform: scale(1.04) translateY(-4px); }
.plan-card.plan-featured h3    { color: var(--gold-light); }
.plan-card.plan-featured .plan-price { color: var(--white); }
.plan-card.plan-featured .plan-feature { color: rgba(255,255,255,.88); }
.plan-card.plan-featured .plan-feature i { color: var(--gold-light); }

.plan-badge {
    position: absolute;
    top: -14px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--gold);
    color: var(--navy-dark);
    font-weight: 700;
    font-size: .8rem;
    padding: .25rem 1.2rem;
    border-radius: 50px;
    white-space: nowrap;
    letter-spacing: .03em;
}

.plan-name { font-size: 1.2rem; font-weight: 700; margin-bottom: 1rem; color: var(--navy); }
.plan-featured .plan-name { color: var(--gold-light); }

.plan-price {
    font-size: 2.8rem;
    font-weight: 800;
    color: var(--navy);
    line-height: 1;
    margin-bottom: .25rem;
}
.plan-price sup { font-size: 1.2rem; vertical-align: top; margin-top: .5rem; }
.plan-period {
    font-size: .85rem;
    color: var(--text-light);
    margin-bottom: 1.5rem;
}
.plan-featured .plan-period { color: rgba(255,255,255,.6); }

.plan-features { list-style: none; padding: 0; margin: 0 0 2rem; text-align: left; }
.plan-feature  { padding: .45rem 0; font-size: .93rem; display: flex; align-items: flex-start; gap: .6rem; }
.plan-feature i { color: var(--success); margin-top: .15rem; flex-shrink: 0; }

.btn-plan {
    display: block;
    width: 100%;
    background: var(--gold);
    color: var(--navy-dark);
    font-weight: 700;
    padding: .85rem 1rem;
    border-radius: 50px;
    border: 2px solid var(--gold);
    font-size: 1rem;
    cursor: pointer;
    transition: all .3s;
}
.btn-plan:hover {
    background: var(--gold-dark);
    border-color: var(--gold-dark);
    color: var(--white);
    text-decoration: none;
}
.plan-featured .btn-plan {
    background: var(--gold);
    border-color: var(--gold);
}

/* ── CALCULATOR ─────────────────────────────────── */
.calc-section { background: var(--navy-dark); padding: 70px 0; }
.calc-section .section-title { color: var(--white); }
.calc-section .section-sub   { color: rgba(255,255,255,.7); }

.calc-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 2.5rem;
    box-shadow: 0 20px 60px rgba(0,0,0,.3);
}

.calc-step-label {
    font-size: .8rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: .08em;
    color: var(--navy-mid);
    margin-bottom: .4rem;
}
.calc-question { font-weight: 700; font-size: 1.1rem; color: var(--navy); margin-bottom: 1rem; }

.calc-options { display: flex; flex-wrap: wrap; gap: .5rem; margin-bottom: 1.5rem; }

.calc-option {
    flex: 1 1 calc(50% - .25rem);
    min-width: 160px;
    border: 2px solid var(--border);
    border-radius: var(--radius);
    padding: .7rem 1rem;
    cursor: pointer;
    font-size: .9rem;
    font-weight: 500;
    color: var(--text);
    background: var(--white);
    transition: all .2s;
    text-align: center;
}
.calc-option:hover { border-color: var(--navy-mid); color: var(--navy); }
.calc-option.selected {
    border-color: var(--navy);
    background: var(--navy);
    color: var(--white);
}

.btn-calc {
    background: var(--gold);
    color: var(--navy-dark);
    font-weight: 700;
    padding: .9rem 2.5rem;
    border-radius: 50px;
    border: none;
    font-size: 1rem;
    cursor: pointer;
    transition: all .3s;
    width: 100%;
}
.btn-calc:hover {
    background: var(--gold-dark);
    color: var(--white);
    transform: translateY(-2px);
}

.calc-result {
    display: none;
    border: 2px solid var(--gold);
    border-radius: var(--radius-lg);
    padding: 2rem;
    margin-top: 1.5rem;
    background: linear-gradient(135deg, var(--navy-dark), var(--navy-mid));
    color: var(--white);
    text-align: center;
}
.calc-result.show { display: block; }
.calc-result-label { font-size: .85rem; text-transform: uppercase; letter-spacing: .1em; color: var(--gold-light); margin-bottom: .5rem; }
.calc-result-plan  { font-size: 2rem; font-weight: 800; color: var(--white); margin-bottom: .25rem; }
.calc-result-price { font-size: 1.3rem; color: var(--gold-light); margin-bottom: 1rem; }
.calc-result-desc  { color: rgba(255,255,255,.8); font-size: .92rem; margin-bottom: 1.5rem; }

/* ── RISK SECTION ───────────────────────────────── */
.risk-section { background: var(--white); }

.risk-list { list-style: none; padding: 0; }
.risk-item {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    padding: 1rem 1.25rem;
    border-radius: var(--radius);
    border-left: 4px solid var(--danger);
    background: #FFF5F5;
    margin-bottom: .75rem;
}
.risk-item i { color: var(--danger); font-size: 1.1rem; margin-top: .15rem; flex-shrink: 0; }
.risk-item span { font-size: .95rem; color: var(--text); font-weight: 500; }

.risk-cta-box {
    background: linear-gradient(135deg, var(--navy-dark), var(--navy));
    border-radius: var(--radius-lg);
    padding: 2.5rem;
    text-align: center;
    color: var(--white);
}
.risk-cta-box h3 { color: var(--gold-light); }
.risk-cta-box p  { color: rgba(255,255,255,.8); }

/* ── WHY US ─────────────────────────────────────── */
.why-section { background: var(--bg-light); }

.why-card {
    display: flex;
    gap: 1.25rem;
    padding: 1.5rem;
    border-radius: var(--radius);
    background: var(--white);
    box-shadow: var(--shadow-sm);
    margin-bottom: 1.25rem;
    transition: all .3s;
}
.why-card:hover { box-shadow: var(--shadow); transform: translateY(-2px); }

.why-icon {
    width: 52px;
    height: 52px;
    background: linear-gradient(135deg, var(--navy), var(--navy-mid));
    border-radius: var(--radius);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    color: var(--gold-light);
    flex-shrink: 0;
}
.why-card h4 { font-size: 1.05rem; color: var(--navy); margin-bottom: .25rem; }
.why-card p  { font-size: .9rem; color: var(--text-light); margin: 0; }

/* ── CONTACT ────────────────────────────────────── */
.contact-section { background: var(--white); }

.contact-info-card {
    background: linear-gradient(135deg, var(--navy-dark), var(--navy));
    border-radius: var(--radius-lg);
    padding: 2.5rem;
    color: var(--white);
    height: 100%;
}
.contact-info-card h3 { color: var(--gold-light); }
.contact-info-item {
    display: flex;
    gap: 1rem;
    align-items: flex-start;
    margin-bottom: 1.25rem;
}
.contact-info-item i { color: var(--gold); font-size: 1.1rem; margin-top: .2rem; }
.contact-info-item a { color: rgba(255,255,255,.9); }
.contact-info-item a:hover { color: var(--gold-light); }

.contact-form-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 2.5rem;
    box-shadow: var(--shadow-sm);
}

.form-label { font-weight: 600; font-size: .9rem; color: var(--navy); margin-bottom: .35rem; }

.form-control {
    border: 2px solid var(--border);
    border-radius: var(--radius);
    padding: .65rem 1rem;
    font-size: .95rem;
    color: var(--text);
    transition: border-color .2s;
}
.form-control:focus {
    border-color: var(--navy-mid);
    box-shadow: 0 0 0 3px rgba(26,64,128,.15);
    outline: none;
}

.btn-submit {
    background: var(--navy);
    color: var(--white);
    font-weight: 700;
    padding: .9rem 2.5rem;
    border-radius: 50px;
    border: 2px solid var(--navy);
    font-size: 1rem;
    cursor: pointer;
    width: 100%;
    transition: all .3s;
}
.btn-submit:hover {
    background: var(--navy-mid);
    border-color: var(--navy-mid);
    transform: translateY(-2px);
}

.form-success {
    display: none;
    padding: 1.5rem;
    background: #F0FFF4;
    border: 2px solid var(--success);
    border-radius: var(--radius);
    text-align: center;
    color: var(--success);
}

/* ── BLOG CARDS ─────────────────────────────────── */
.blog-section { background: var(--bg-light); }

.blog-card {
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    overflow: hidden;
    background: var(--white);
    height: 100%;
    transition: all .3s;
}
.blog-card:hover {
    box-shadow: var(--shadow);
    transform: translateY(-4px);
}

.blog-card-img {
    width: 100%;
    height: 200px;
    object-fit: cover;
}

.blog-card-body {
    padding: 1.5rem;
}

.blog-tag {
    display: inline-block;
    background: var(--bg-light);
    color: var(--navy-mid);
    font-size: .75rem;
    font-weight: 700;
    padding: .2rem .7rem;
    border-radius: 50px;
    margin-bottom: .75rem;
    text-transform: uppercase;
    letter-spacing: .05em;
}

.blog-card h3 { font-size: 1.05rem; color: var(--navy); line-height: 1.4; margin-bottom: .5rem; }
.blog-card p  { font-size: .88rem; color: var(--text-light); margin-bottom: 1rem; }
.blog-date    { font-size: .8rem; color: var(--text-light); }
.blog-link    { font-size: .88rem; font-weight: 700; color: var(--navy-mid); }
.blog-link:hover { color: var(--gold); }

/* ── BUTTONS (general) ──────────────────────────── */
.btn-gold {
    background: var(--gold);
    color: var(--navy-dark);
    font-weight: 700;
    border: 2px solid var(--gold);
    border-radius: 50px;
    padding: .7rem 1.8rem;
    transition: all .3s;
    display: inline-block;
}
.btn-gold:hover {
    background: var(--gold-dark);
    border-color: var(--gold-dark);
    color: var(--white);
    text-decoration: none;
    transform: translateY(-2px);
}

.btn-navy {
    background: var(--navy);
    color: var(--white);
    font-weight: 700;
    border: 2px solid var(--navy);
    border-radius: 50px;
    padding: .7rem 1.8rem;
    transition: all .3s;
    display: inline-block;
}
.btn-navy:hover {
    background: var(--navy-mid);
    border-color: var(--navy-mid);
    color: var(--white);
    text-decoration: none;
    transform: translateY(-2px);
}

/* ── FLOATING EMAIL CTA ─────────────────────────── */
.floating-cta {
    position: fixed;
    bottom: 24px;
    right: 24px;
    background: var(--gold);
    color: var(--navy-dark);
    display: flex;
    align-items: center;
    gap: .6rem;
    padding: .75rem 1.5rem;
    border-radius: 50px;
    font-weight: 700;
    font-size: .9rem;
    box-shadow: 0 6px 20px rgba(201,168,76,.5);
    z-index: 999;
    transition: all .3s;
}
.floating-cta:hover {
    background: var(--gold-dark);
    color: var(--white);
    transform: translateY(-3px);
    box-shadow: 0 10px 28px rgba(201,168,76,.5);
    text-decoration: none;
}

/* ── SCROLL TO TOP ──────────────────────────────── */
.scroll-top-btn {
    position: fixed;
    bottom: 90px;
    right: 28px;
    background: var(--navy);
    color: var(--white);
    border: none;
    border-radius: 50%;
    width: 44px;
    height: 44px;
    font-size: 1.1rem;
    cursor: pointer;
    z-index: 998;
    transition: all .3s;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: var(--shadow-sm);
}
.scroll-top-btn:hover {
    background: var(--navy-mid);
    transform: translateY(-3px);
}

/* ── FOOTER ─────────────────────────────────────── */
.site-footer {
    background: var(--navy-dark);
    color: rgba(255,255,255,.75);
    padding: 3.5rem 0 1.5rem;
}

.footer-logo { filter: brightness(0) invert(1); }
.footer-tagline { color: rgba(255,255,255,.6); font-size: .9rem; }
.footer-link { color: rgba(255,255,255,.75); }
.footer-link:hover { color: var(--gold-light); }
.footer-heading { color: var(--gold-light); font-size: .95rem; font-weight: 700; margin-bottom: 1rem; }

.footer-list { list-style: none; padding: 0; margin: 0; }
.footer-list li { margin-bottom: .5rem; }
.footer-list a { color: rgba(255,255,255,.65); font-size: .9rem; }
.footer-list a:hover { color: var(--gold-light); }

.footer-divider { border-color: rgba(255,255,255,.1); margin: 2rem 0 1.25rem; }

.lang-badge {
    display: inline-block;
    border: 1px solid rgba(255,255,255,.3);
    color: rgba(255,255,255,.6);
    border-radius: 4px;
    padding: .2rem .6rem;
    font-size: .8rem;
    font-weight: 600;
    margin-right: .35rem;
    transition: all .2s;
}
.lang-badge:hover, .lang-badge.active {
    border-color: var(--gold);
    color: var(--gold-light);
    text-decoration: none;
}

.text-gold { color: var(--gold); }

/* ── ARTICLE PAGES ──────────────────────────────── */
.article-header {
    background: linear-gradient(135deg, var(--navy-dark), var(--navy));
    color: var(--white);
    padding: 60px 0 50px;
}
.article-header h1 { color: var(--white); }
.article-header .article-meta { color: rgba(255,255,255,.65); font-size: .9rem; }
.article-header .article-tag {
    background: var(--gold);
    color: var(--navy-dark);
    font-size: .8rem;
    font-weight: 700;
    padding: .2rem .8rem;
    border-radius: 50px;
    margin-right: .5rem;
}

.article-body { padding: 50px 0; }
.article-content h2 { color: var(--navy); border-left: 4px solid var(--gold); padding-left: 1rem; margin: 2rem 0 1rem; }
.article-content h3 { color: var(--navy-mid); margin: 1.5rem 0 .75rem; }

.article-sidebar { padding-left: 2rem; }

.sidebar-widget {
    background: var(--bg-light);
    border-radius: var(--radius);
    padding: 1.5rem;
    margin-bottom: 1.5rem;
}
.sidebar-widget h4 { color: var(--navy); font-size: 1rem; margin-bottom: 1rem; border-bottom: 2px solid var(--gold); padding-bottom: .5rem; }

/* ── UTILITIES ──────────────────────────────────── */
.text-navy  { color: var(--navy); }
.text-gold  { color: var(--gold); }
.bg-navy    { background: var(--navy); }
.bg-gold    { background: var(--gold); }
.bg-light-gray { background: var(--bg-light); }
.rounded-lg { border-radius: var(--radius-lg); }

/* ── RESPONSIVE ─────────────────────────────────── */
@media (max-width: 991px) {
    .plan-card.plan-featured { transform: scale(1); }
    .article-sidebar { padding-left: 0; margin-top: 2rem; }
}

@media (max-width: 767px) {
    section { padding: 50px 0; }
    .hero   { padding: 55px 0 45px; }
    .hero h1 { font-size: 1.9rem; }
    .calc-option { flex: 1 1 100%; }
    .contact-form-card, .contact-info-card { padding: 1.5rem; }
    .floating-cta span { display: none; }
    .floating-cta { padding: .9rem; border-radius: 50%; width: 52px; height: 52px; justify-content: center; }
}

@media (max-width: 575px) {
    .plan-card { padding: 2rem 1.25rem; }
    .calc-card  { padding: 1.5rem; }
}